Simple pricing. Nothing held back.
One plan with every feature, for less than the apps it replaces. Your whole household included.
Foundation
$7a month
Or $60 a year: save 29%, just $5 a month.
AI does the upkeep: sorting, budgets, savings alerts and answers.
Pay by card, Apple Pay or bank debit. Have a promo code? Enter it at signup. Cancel anytime.
- Unlimited accounts and institutions
- AI categorization and rules
- AI savings finder
- Budgets drafted from your spending
- Safe-to-spend, updated daily
- Goals, cash flow and net worth
- Investments, RSUs and options
- Ask: plain-English answers
- Bills and subscription tracking
- Your partner, at no extra cost
- CSV import and export
- Web, iPhone and Android
Less than the apps you’re comparing.
The features you’d pay more for elsewhere, with AI doing the upkeep, for less than Monarch, Copilot or YNAB.
- Foundation$60
- Copilot Money$95
- Monarch Money$100
- YNAB$109
Annual plan prices from each company’s website, September 2026. Monarch’s Core plan shown.
Questions, answered.
Is there a free trial?
Not by default. If a creator or partner gave you a promo code, enter it at signup for free days before your first charge. Either way you can cancel from Settings anytime.
Why is there only one plan?
Because the parts that matter most (AI categorization, Ask, investments, household sharing) shouldn’t sit behind an upgrade. Everyone gets everything.
Does my partner need their own subscription?
No. One subscription covers your household. Invite your partner and anyone else who shares your finances, including read-only access.
How do I pay?
By card, Apple Pay or direct debit from a bank account, through Stripe. Foundation never sees your card number.
Can I switch between monthly and annual?
Yes, from Settings at any time. Switching to annual applies from your next renewal, and you’re never charged twice for the same period.
Can I cancel anytime?
Yes. Cancel from Settings in two clicks. You keep access until the end of the period you’ve paid for, and you can export your data whenever you like.
Is there a discount for students or nonprofits?
Not yet. If cost is what’s stopping you, write to support@fdtn.dev and tell us about it.
Build on solid ground.
Connect your accounts and let AI do the rest. $7 a month, your whole household included.