Money, explained.
Practical guides to budgeting and planning, written plainly. No jargon, no upsell.
Latest · Sep 16 · 6 min read
What “safe to spend” means, and how to work it out.
Your bank balance answers the wrong question. Here’s the number that answers the right one.
Read the guide· 6 min read
Money and happiness
Two decades of research, and what it means for your budget.
· 7 min read
Kids and money
They’re already learning from you. Here’s how to make the lessons deliberate.
· 7 min read
Investing basics
Buy the whole market, keep costs low, and try very hard to do nothing.
· 7 min read
Paying off debt
The math says one thing, the research says another. Here’s how to use both.
· 6 min read
Budgeting for couples
Money causes friction for most couples. It doesn’t have to for you.
· 6 min read
Budgeting methods
Popular methods, what each gets right, and the hybrid that works.
· 8 min read
Emergency funds
The boring account that makes every other money decision easier.
· 6 min read
How to make a budget
Most budgets fail by month two. Here’s how to build one that lasts.
Build on solid ground.
Connect your accounts and let AI do the rest. $7 a month, your whole household included.