Compare
Foundation vs Copilot Money
Copilot set the bar on Apple devices. Foundation brings that care to every device in your home.
Price
Android
Private accounts in a shared household
Read-only access for a helper
You keep $35 a year, $175 over five years.
Choose Foundation if…
- YesAnyone in your household uses Android, Windows or just a browser.
- YesYou want your partner in the app with their own sign-in, at no extra cost.
- YesYou want a personal card kept private, and a read-only seat for a parent or planner.
- YesYou’d rather pay $60 a year than $95.
What you give up with Copilot9
- NoAndroid
- NoPrivate accounts in a shared household
- NoRead-only access for a helper · Every login has full control
- PartlyPartner or household · One shared login
- PartlyWeb browser · Newer, lighter web app
- PartlyBudget drafted for you · Initial budget from history, then you keep it up
- PartlyConnect Claude or ChatGPT · Beta
- PartlyVenmo paybacks offset the expense · Reclassify by hand
- PartlyImport history from another app · Mint files only
Feature by feature.
Yes YesPartly PartlyNo No
Plans and platforms
- Price
- $60/yr, everything included
- $95/yr
- Android
- Yes
- No
- Partner or household
- YesPartner included, own sign-in
- PartlyOne shared login
- Web browser
- Yes
- PartlyNewer, lighter web app
- No ads or product offers
- YesPaid by subscribers only
- Yes
- Still available
- YesActively built
- Yes
- iPhone
- Yes
- YesAlso iPad and Mac
AI
- Budget drafted for you
- YesDrafted from your last 3 months
- PartlyInitial budget from history, then you keep it up
- Connect Claude or ChatGPT
- YesRead-only token
- PartlyBeta
- AI categorization
- YesLearns from every fix
- Yes
- Ask questions in plain English
- YesWith the transactions behind it
- Yes
Budgeting and planning
- Savings goals
- YesLinked to real accounts
- Yes
Transactions and bills
- Venmo paybacks offset the expense
- YesNets against the original
- PartlyReclassify by hand
- Rules
- YesOffered after one fix
- Yes
- Split transactions
- Yes
- Yes
- Tags and filters
- Yes
- Yes
- Bills and subscriptions found for you
- YesNext date and amount
- Yes
Accounts and net worth
- Investments
- YesHoldings, cost basis, gains
- Yes
Household
- Private accounts in a shared household
- YesStill counts toward your plan
- No
- Read-only access for a helper
- YesParent, accountant or planner
- NoEvery login has full control
Your data
- Import history from another app
- YesMint, Monarch, YNAB, Copilot
- PartlyMint files only
- Export to CSV
- Yes
- Yes
Copilot Money details are taken from its public website, help centre and app listings as of September 2026 and may have changed since. Features we couldn’t confirm are left out. Copilot Money is a trademark of its owner, which is not affiliated with Foundation. Sources: copilot.money, apps.apple.com.
What you’d pay.
Annual plans, for a household of two. Your partner is included in both.
1 year
$60
vs $95 for Copilot
$35 saved
3 years
$180
vs $285 for Copilot
$105 saved
5 years
$300
vs $475 for Copilot
$175 saved
Why people switch.
- 01
Every device
An Android partner, a Windows laptop, a browser at work: Foundation runs on every one.
- 02
Privacy at home
Keep a personal card private, and give a parent or planner a view with no way to change a thing.
- 03
$35 less a year
$60 a year against $95 for Copilot, with your partner included on the same plan at no extra cost.
- 04
Built for two
Your partner joins free with their own sign-in, on whatever phone or laptop they happen to use.
- 05
Bills first
Bills and goals are planned before anything counts as spare, so safe to spend means what it says.
- 06
Paybacks done right
A friend’s Venmo for dinner offsets the dinner, instead of showing up as income you never earned.
Switching from Copilot takes ten minutes.
- 1
Export from Copilot
Download your transactions as a CSV from Copilot’s settings. It takes a minute.
- 2
Connect your banks
Link the same accounts in Foundation: read-only, through Plaid, in a few minutes.
- 3
Import and review
Drop in the CSV. Your categories and notes carry across; anything unclear waits for you.
Questions, answered.
Is there a Copilot Money alternative for Android?
Yes. Foundation runs on Android, iPhone and the web, so everyone in a household can use it whatever phone they carry.
Does Foundation categorize transactions automatically like Copilot?
Yes. An AI labeller cleans up merchant names and assigns categories, then learns from every correction you make.
Can my partner use Foundation without an iPhone?
Yes. Foundation runs in any browser as well as on iPhone and Android, and your partner joins free with their own sign-in.
More comparisons
Build on solid ground.
Connect your accounts and let AI do the rest. $7 a month, your whole household included.